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    <loc>https://www.tristatelegacygroup.com/home</loc>
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    <lastmod>2026-07-22</lastmod>
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      <image:title>Home - We care about people over products, it’s that simple.</image:title>
      <image:caption>Utilizing a holistic planning approach that has been honed over 6 years in the financial services industry, Tri-State Legacy Group cares about the client above all. Seeking to assist clients in reducing their overall risk while maximizing the fixed income portion of their financial strategy, Tri-State Legacy Group is an insurance firm that goes above and beyond to ensure proper coverage while assisting clients financially.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/1593792737584-Q97K5KB8QDGU8CR8I3Z6/TriState_Legacy_Group_Seniors.jpg</image:loc>
      <image:title>Home - Asset Protection, Final Expense &amp; Medicare all in one place.</image:title>
      <image:caption>Whether you want to make sure you’re loved ones are taken care of while you’re gone, are interested in protecting your assets from creditor claims, or would like to avoid family members from costly medical bills and funeral expenses, we can write plans that cohesively take care of you and your loved ones for years to come.</image:caption>
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      <image:title>Home - Protection you can count on for you and your family.</image:title>
      <image:caption>Finding a plan that’s right for you and your family and getting the coverage you need shouldn’t have to be complicated. With Tri-State Legacy Group, choosing a plan that will provide the best coverage for you and your family is as easy as 1-2-3, so you can get back to spending time with your loved ones knowing that you’re fully prepared for whatever life throws your way.</image:caption>
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      <image:title>Home - When gearing up for the next stage of your life.</image:title>
      <image:caption>Whether you just received a long awaited teaching degree, are getting finances and future plans in order, or are simply preparing for the next phase of life, make sure you have a team of experts you can count on for a life insurance plan that’s perfectly right for you.</image:caption>
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      <image:title>Home</image:title>
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      <image:title>Home</image:title>
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  <url>
    <loc>https://www.tristatelegacygroup.com/about</loc>
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    <lastmod>2021-04-22</lastmod>
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      <image:title>About</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/83e1fae1-2532-487f-ad73-a37ac9764873/1777419592973.jfif</image:loc>
      <image:title>About</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/bfd3eb45-361a-499a-a14d-ae535fd0e889/Ardito+Headshot.jpeg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Chris Ardito Associate Partner Based in Saratoga Springs, New York, Chris Ardito brings over 20 years of experience in coaching, leadership, and education to the Tri-State Legacy Group. Originally from Connecticut and a lifelong athlete, Chris has built a career rooted in trust, accountability, and guiding individuals through high-stakes life transitions. As a former NCAA Division I hockey coach, he is known for his calm, structured approach and his unique ability to break down complex financial and insurance concepts into clear, actionable steps. Chris translates this "coach's mindset" directly into his insurance practice, prioritizing a holistic, education-first philosophy. Rather than simply selling a policy, he empowers individuals and families to understand how Medicare Advantage, Medicare Supplements, and Prescription Drug plans seamlessly integrate with Life Insurance, Annuities, and Long-Term Care to secure their long-term financial future. Serving clients throughout the Tri-State region both in person and remotely, Chris is licensed in New York, Connecticut, and Pennsylvania. His practice centers on long-term relationship management, strict compliance, and aligning healthcare coverage with income protection. Whether you are navigating the complexities of retirement for the first time or reviewing your existing coverage, Chris is committed to providing the steady guidance and ongoing support necessary to make confident decisions for the road ahead.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/2fe36c9c-a88e-4e4b-a000-551253f9664d/WhatsApp+Image+2026-09-18+at+05.11.03.jpeg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Sidney Beasley Associate Partner Sidney Beasley is an Independent Insurance Agent specializing in Medicare, life insurance, and retirement solutions. With a background in healthcare and sales, Sidney has built her career around connecting with people, understanding their individual needs, and helping them make informed decisions. Her approach is centered on education, trust, and building genuine relationships. She believes insurance and retirement planning shouldn't feel confusing or overwhelming, and her goal is to help clients better understand their options so they can make confident decisions for themselves and their families. Sidney is passionate about continuing to grow within the insurance industry while building long-term relationships with the individuals and families she serves. She looks forward to becoming a trusted resource for her clients through every stage of life.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/ff335eaa-10a9-4d40-bab6-f8df77a947a2/IMG_20260227_115851.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Julie Anne Presente Operations Manager Julie Anne Presente is an Executive Virtual Assistant, GoHighLevel Specialist, and Technical Operations Coordinator who helps high-growth businesses and agency owners scale with clarity and control. Specializing in backend system architecture, CRM pipeline management, automated workflow engineering, and digital marketing execution, Julie transforms complex operational bottlenecks into clean, repeatable, and scalable systems. With a solid foundation in Electronics Engineering Technology and extensive experience managing multi-client projects, Julie brings both technical precision and strategic project management to every workflow. Whether configuring high-converting funnel pipelines, integrating custom domain records, or orchestrating seamless team communications across platforms like ClickUp, Notion, and Slack, she ensures business operations run effortlessly behind the scenes. Based in Quezon City, Philippines, Julie lives with her grandmother and maintains a close-knit bond with her mother and siblings. Outside of building and optimizing backend workflows, she is a passionate home baker and cook who loves creating sweet treats to share with her family, as well as spending her free time playing with her dogs.</image:caption>
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      <image:title>About</image:title>
      <image:caption>Barbara Lingan Recruitment &amp; Client Relations Manager Barbie serves as the Recruitment &amp; Client Relations Manager at Tri-State Legacy Group, where she focuses on building meaningful connections, supporting the recruitment process, and creating a positive experience for both agents and clients. With a background in executive support, client relations, and business operations, she brings an organized, people-first approach to her role. Outside of work, Barbie is happiest somewhere between the ocean and her next adventure. She's a freediver and travel enthusiast who also enjoys working out and practicing yoga as part of her regular routine. Whether she's connecting with people professionally, exploring a new destination, or finding some peace underwater, she believes in staying curious, active, and always making room for a little fun.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/15f24ad2-eb69-423c-b21c-4ff188037463/Headshot+Photo.jpeg</image:loc>
      <image:title>About</image:title>
      <image:caption>Trenton Best Affiliated Agent Trenton Best is an independent insurance agent with the Tri-State Legacy Group, licensed in Life, Health, and Medicare insurance in New York. Originally from Missouri, Trenton has made New York his home since 2022 and is committed to serving families and individuals in the Hudson Valley and beyond. With a passion for helping people feel confident and secure in their insurance decisions, Trenton is dedicated to providing a personal and engaging experience where client needs always come first. His goal is to ensure every client feels supported and well-protected in the plans they choose. Trenton is actively involved in his local church and enjoys serving his community in meaningful ways. When he's not working with clients, he can be found outdoors, staying active through fitness, and spending time with friends and family. He has been happily married to his wife since September 2025 and looks forward to continuing to build his life and career in New York.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/9512023e-054e-46f5-a42c-3df8a6c90d75/WhatsApp+Image+2026-09-05+at+01.15.37+%281%29.jpeg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Amy Meserve Affiliated Agent Amy is an independent insurance broker specializing in Medicare, life insurance, and supplemental health coverage. She is dedicated to helping individuals and families better understand their coverage options and make informed decisions with confidence. With a background in education, Amy brings a teacher's approach to insurance, breaking down complicated information into simple, easy-to-understand terms. She specializes in helping individuals approaching Medicare eligibility, current Medicare beneficiaries reviewing their coverage, and those looking for additional health and life insurance solutions. Amy believes insurance should never feel rushed or overwhelming. Her approach is centered around education, honest guidance, and personalized support from the first conversation through enrollment and beyond. When she's not helping clients navigate their coverage, Amy is a busy mom to her young daughter and enjoys being involved in her local community.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/865c5165-a301-48d5-8b24-e78ed7681657/tim-colson-headshot-2160x3840+%281%29.png</image:loc>
      <image:title>About</image:title>
      <image:caption>Adeen Schwartz Affiliated Agent Dean is the owner of TrueBridge Insurance Services and an affiliated agent partner specializing in Medicare solutions across Westchester County, New York. Following a successful career in marketing, Dean transitioned into the Medicare industry in 2025, bringing with him a strong strategic background and a deep-rooted commitment to clear, transparent communication. Understanding that navigating health insurance options can often feel overwhelming, he focuses on demystifying the Medicare enrollment process—helping individuals and families make well-informed, confident decisions tailored to their unique healthcare needs. Driven by a dedication to serving his community at the highest level, Dean prides himself on offering personalized guidance, high-touch support, and long-term advocacy for every client he represents.</image:caption>
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      <image:title>About</image:title>
      <image:caption>Alexandria Supple Affiliated Agent As a lifelong resident of Beacon, New York, Alexandria Supple has always believed in the strength of community and the power of looking out for one's neighbors. That local commitment drives her work as a licensed Life, Health, and Accident Insurance Specialist, where she guides individuals and families across the Hudson Valley through the often complex landscape of personal coverage. Alexandria specializes in Medicare planning, helping clients navigate their choices with complete clarity, compassion, and integrity. Whether you are transitioning into retirement, reviewing an existing Medicare plan, or guiding an aging parent through their options, Alexandria breaks down intricate policy details into clear, actionable steps. She works diligently to ensure her clients avoid common enrollment pitfalls and gain full confidence in their health and financial security. Rooted in the Hudson Valley, Alexandria brings an authentic, hometown perspective to her practice. She views her role as more than just an insurance agent—she serves as a dedicated local advocate who genuinely cares about the well-being of the families she serves. When you partner with Alexandria, you receive personalized support tailored to your unique life stage and peace of mind every step of the way.</image:caption>
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  <url>
    <loc>https://www.tristatelegacygroup.com/contact</loc>
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    <lastmod>2021-02-19</lastmod>
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  <url>
    <loc>https://www.tristatelegacygroup.com/reviews</loc>
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    <priority>0.75</priority>
    <lastmod>2020-08-10</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5efe32f6fabfae374f321083/1594041405927-57GDFFIP52BIFFZD1FRL/Tri-State-Legacy-Group-Insurance-NY-PA-NJ-Insurance-Life.jpg</image:loc>
      <image:title>Reviews - “</image:title>
      <image:caption>This company is very knowledgeable about finances and insurance. The owner, is very down to earth and helpful. He caters to your actual needs not his need to make a quick buck. I would recommend and have, his company to anyone I come across. keep up the good work Legacy! — Tyrone D.</image:caption>
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      <image:title>Reviews - “</image:title>
      <image:caption>Tim guided us through the process of setting up asset protection insurance and a final expense plan. He kept us fully informed throughout the process and made sure we chose a plan that was right for us. We can rest knowing that this is properly taken care of for our family for when we're gone. — Bob and Janice R.</image:caption>
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      <image:title>Reviews - “</image:title>
      <image:caption>I have worked with Tim for years and could not imagine working with anyone else! My experience is always pleasant, he finds the best plan for you, and is very accommodating! I highly recommend him! — Darilyn O.</image:caption>
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      <image:title>Reviews - “</image:title>
      <image:caption>Tim is a true leader in his field. He is to be admired for his honesty and core values. He is a true family man! Tim is always genuine and the best coach you could have for financial direction in this uncertain time. I would recommend Tim in both the Insurance field and financial field. — Betty A.</image:caption>
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      <image:title>Reviews - “</image:title>
      <image:caption>I previously attempted to obtain life insurance for my husband and I on my own and found the task daunting, including closed applications for missed paperwork. After meeting Tim and discussing the needs of our family, he was able to find us a policy that fit our needs and helped make the process seemless. Tim was knowledgeable, thorough, and communicated effectively throughout this process. I would highly recommend him for your life insurance needs. — Nicole M.</image:caption>
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      <image:title>Reviews - “</image:title>
      <image:caption>Tim is a true professional who is very knowledgeable about planning for your financial future. I highly recommend him &amp; his firm for all of your financial needs. He treats you like family and is always a call away. I have known Tim now for almost five years both personally and professionally and he is a pleasure to be around because he is someone who seems to truly care about you and offers very intelligent insights on how he can add value. — Max O.</image:caption>
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    <lastmod>2026-07-22</lastmod>
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    <lastmod>2020-08-10</lastmod>
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    <loc>https://www.tristatelegacygroup.com/life-insurance</loc>
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    <lastmod>2021-02-05</lastmod>
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    <lastmod>2021-02-08</lastmod>
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    <lastmod>2021-02-05</lastmod>
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